FUNERAL PRE-NEED ARRANGEMENTS
Losing a loved one can be difficult, particularly when you think about the financial impact that funeral expenses can have on your family and friends. Pre-funding your funeral arrangements is a wonderful method to alleviate the financial burden on those you care about and ensure that your desires are taken care of. This eliminates the need for your family and friends to face numerous decisions such as:
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What kind of funeral service should we have?
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Do we prefer burial or cremation?
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Where should the funeral service be held?
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Whom do we need to inform?
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What would have been your wishes for your funeral?
Equally important:
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How much will everything cost?
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How will we cover the funeral expenses?
By discussing your preferences in advance, you can explore all available options and create a meaningful experience for the people you genuinely care about. Today, not tomorrow; together, not alone!
How do you pre-plan?
We have Funeral Pre-Planning Advisors who possess special training and expertise. They will collaborate with you to design your own customized celebration of life using three simple steps.
REFLECT:
Decide how you want people to remember your life. Include your specific interests to add more meaning to your memorial service.
REVIEW:
Everyone wants their life to be remembered in a special and unique manner. We will explain the various options that are available to you, so that you can choose how you would like your services to be conducted. At this specific time, you will be able to make informed financial decisions.
RELAX:
Once you have completed your preparations, you will receive a written statement to share with your loved ones. In order to provide you with peace of mind and convenience, a duplicate will also be retained at the funeral home for safekeeping.
What are the Most Commonly Asked Questions About
Pre-Planning?
Why would someone contemplate prearranging their own funeral? It is a question commonly asked by people who are unaware of the benefits of preplanning or the specifics involved. Presented below are the responses to some of the frequently asked questions regarding preplanning.
Why should I plan my funeral arrangements in advance?
Arranging your funeral and final arrangements ahead of time can help lessen the financial and logistical burden on your family during their time of grieving. It gives you the opportunity to say goodbye in a way that showcases your individual personality and style. Additionally, making these arrangements in advance provides financial advantages such as flexible payment options and safeguards against increasing costs. It also reduces the likelihood of disagreements among family members and prevents making impulsive and costly decisions driven by grief or guilt.
What steps can I take to ensure that my wishes are followed?
Once you have completed the paperwork, a permanent copy of it will be securely stored at the funeral home. Once you have passed away, a funeral director will provide your family with a summary of the detailed wishes you expressed in the paperwork.
What will happen if I move after making plans?
It is easy to transfer a pre-planned funeral policy to another funeral home in the same town or a different state. As the policyholder, you own the policy and simply need to inform the new funeral home that you already have a plan and complete a transfer form. All funeral plans are insured, so you can rest assured that your investment is secure.
What is the cost of a funeral?
The cost of funerals can vary depending on personal preferences and specific services. These services may include cremation or burial, assistance from staff, preparations, embalming, wake or visitation, memorial service, transportation, casket, urn, flowers, programs, and other additional expenses. By planning ahead, you can explore different options and potentially reduce costs for your family, regardless of the size of the ceremony.
Can I make prearrangements for a cremation?
Yes, planning ahead for a cremation can assist in ensuring that all the essential financial and logistical arrangements are managed, while also guaranteeing that your desired memorial and burial plans are clearly understood and implemented.
Will life insurance cover the expenses of my funeral?
Life insurance offers financial security to your family, by covering expenses related to funerals and providing assistance in the case of the policyholder passing away prematurely. It can help replace the lost income, pay off debts, and contribute to educational costs. On the other hand, preneed funeral plans enable you to make advance payments for funeral expenses, allowing you to personalize the service and lock in current prices. Unlike life insurance, preneed plans do not maintain fixed rates.
Please call us today to inquire about how we can help you.
The Texas Department of Banking offers consumers supplementary information regarding the acquisition of prepaid funeral benefits. Visit their official website at www.prepaidfunerals.texas.gov.